For Consumers · Medicare
Understand your Medicare and Medi-Cal options
Having both Medicare and Medi-Cal can mean dealing with two programmes and different rules. Understanding how they interact is an important first step.
What is a Medi-Medi Plan?
In California, a Medi-Medi Plan is a type of Medicare Advantage plan that combines Medicare and Medi-Cal benefits. Availability and plan details vary by county and individual eligibility. Not every plan is available in every county, and a plan that fits one person may not fit another.
What to check before choosing
Before making a decision, ask about each of the following for any plan you are considering:
- Are my current doctors and hospitals in the plan network?
- Are my prescriptions covered, and at what cost?
- What are the monthly premiums, copays, and out-of-pocket limits?
- How are Medicare and Medi-Cal services coordinated?
- Is this plan available in my county?
- What benefits are included beyond standard Medicare?
Take the time you need
ElectQuotes can help you understand the options its agents are authorised to discuss. An agent should explain the limits of the options being presented and respect your choice. No one should pressure you to enrol in a plan or misrepresent plan information. Take the time you need to compare information and ask questions before deciding.
Important: Plan availability, benefits, and eligibility requirements vary by county and individual circumstances. This page is for informational purposes only and does not constitute enrolment advice. Contact a licensed agent to review options specific to your situation.